Digital trade has become a core component of global commerce. Yet, many countries remain tied to paper-based legal and administrative systems. The Commonwealth Model Law on Digital Trade (2025) was developed to provide member states with a unified and modern legal framework that removes barriers to the legal recognition of electronic documents and digital processes.… Read more
Digital wallets are a new form of payment technology that provides a secure and convenient way of making contactless payments through smart devices. In this paper, we study the security of financial transactions made through digital wallets, focusing on the authentication, authorization, and access control security functions. We find that the digital payment ecosystem supports… Read more